Terms · Updated 2026
Terms of Service
These terms explain what you can do with your download and what you can expect from us.
1. How you can use your download
Your purchase gives you a personal, single-user license. You may download and use the app on your own computers, tablets, and phones.
You may not share, resell, copy for other people, or publish the app files online.
2. One-time purchase
You pay once for the download. There is no monthly or yearly fee.
3. This is a planning tool
Our apps help you organize and plan your money. They do not give financial, tax, legal, or investment advice.
4. Save your own backups
The apps keep data on your device instead of our cloud. Use Export Backup in Settings to save a copy of your data.
Clearing your browser data may remove your records. Save a backup often.
5. Refunds & digital delivery
Downloads are usually final after the link is sent. See our Refund Policy for exceptions. If the app does not work as described, contact us and we will help.
6. Payments, taxes, and delivery
You will see the price and tax before you pay. After payment, we show your download and send a copy by email. Keep your order number in case you need help.
7. Availability, liability, and governing terms
We work to keep the site, downloads, and support available, but online services can have outages. Where the law allows, our liability is limited to what you paid for the product. These terms follow the laws of Your governing jurisdiction while keeping any consumer rights you have where you live.